Each year thousands of motorists in Queens, NY get into car accidents. Luckily, all of these do not result in bodily harm but a larger number does result in damage to the vehicle, sometimes totaling the vehicle. Traveling anywhere within Queens borough can lead to a risk for an auto accident and in fact, most accidents happen at slower speeds like at stop signs, stoplights or in parking lots. Any car accident, even at slower speeds can potentially result in damages that can grow if you start to miss work or require ongoing medical treatment. Even smaller costs arise like having to rent a car while your car is being fixed.
In order to get paid after a car accident in Queens, you have to file a claim with the insurance company or in some rare circumstances file a lawsuit against the negligent driver.
Here in New York, we are a no-fault state. This means that the legal and insurance system assumes no particular party was at fault and your claim must go to your own insurance company. While insurance companies are supposed to pay out to cover the cost of damages, they are in an industry that always works to reduce their liability and many times the drivers are not able to get compensation due to a technicality or because they aren’t prepared to file a claim against the insurance company with the correct legal representation.
Essentially there are two waits to get paid after you have been in a car accident. Let’s review the two options.
Steps to file an insurance claim after an accident
- Call your insurance company as soon as you can to report the accident
- Speak with an experienced Queens car accident attorney
- Find out what documents you need to complete the claim
- Ask about deadlines and timeframes
- Read your full policy to learn about your rights
- Maximize your success by following all of the above and determining what your damages are.
Steps to file a car accident lawsuit
- File a complaint with the local Queens County Court in NY
- Have your Queens personal injury lawyer notify the defendant (insurance company or the negligent driver)
- Then the insurance company or driver either admits guilt or not.
- Discovery- determine what information and evidence is relevant and can be used.
- Attempt to reach a settlement or proceed to trial
It should be noted that most car accident lawsuits end in a settlement because trials can be lengthy and costly for insurance companies. Your car accident lawyer will be able to advise which option is the best for you
For a free consultation with a top-rated car accident law firm in Queens NY contact:
Personal Injury Accident Firm Of Queens 141-24 Jewel Ave Fl 2 Flushing, NY 11367 (718) 682-3480